Features Capabilities For Providers Get Started
UNIFIED TREASURY PLATFORM

A Unified Treasury Platform for Modern Payment Integrations

Launch, route, and manage fiat as well as stablecoin payments through a single, auditable, and provider-friendly platform.

Get Started

Product Overview

Yama provides the core transaction-processing rails required to accept, route, and manage payments across integrated payment providers.

Efficient Merchant Onboarding

Onboard payees quickly and accurately with structured setup, enabling merchants to initiate payment intents while keeping flows clean and auditable.

Configurable Routing & Fees

Apply flexible routing and fee logic while keeping sensitive payment flows separated, auditable, and aligned with compliance requirements.

Standardized & Traceable Transactions

Ensure reliable integrations and consistent transaction flows, from payment intent creation to settlement-ready reporting, keeping operations clean and traceable.

Core Capabilities

Everything you need to build reliable payment infrastructure

Merchant & Payee Management

Structured merchant setup with clear separation between configuration and execution. Efficient payee and user onboarding workflows.

Payee & User Onboarding

Transaction Initiation & Routing

Centralized Payment Intent Management

Centralized creation of payment intents with configurable routing and fee logic. Intelligent provider selection based on your business rules.

Clear State-Driven Transactions

Explicit transaction states designed for clarity, auditability, and reconciliation

Resilient Payment Execution

Built-in idempotency, retries, and error handling to support real-world payment flows

Settlement-Ready Transaction Records

Clean, consistent transaction records designed to support settlement and dispute processes

A reliable integration counterpart

From a provider perspective, the platform acts as a standardized integration counterpart with consistent models for payment intent creation, transaction state transitions, and settlement-ready reporting.

Standardized Integration

Consistent API models and clear documentation make integration straightforward and predictable.

Clean Transaction Flows

Traceable transaction flows that align with operational, compliance, and reporting requirements.

Provider-Friendly Architecture

Isolates core business logic from provider complexity while maintaining flexibility and control.