Policy controlled treasury infrastructure for platforms that can't afford failure.
They happen when someone else controls your money. Accounts get frozen. Providers go offline. Approvals get stuck. And your business takes the blame.
Enforce how funds move without taking possession of them
No provider, system, or individual can act alone
Built to keep operating when providers freeze, fail and/or go offline.
Think of it like a vault that only opens when all required parties agree. Policies, approvals, and limits are enforced automatically by design.
Transactions require the right approvals before anything moves
Limits, rules, permissions are enforced through built-in controls
Every transaction is recorded, attributable, and reviewable
Accounts and wallets remain in your control
Rules, approvals, limits and audit trails are enforced automatically
Regulated providers move funds based on approved instructions
*Yama does not move funds or hold customer funds.
Yama is the non-custodial platform and layer that powers compliant partner transactions.
Maintain authority without holding funds
Work with multiple banks and partners without re-architecting
Know who approved what and why
Reduce dependency on any single PSP or bank
Built to support compliance and oversight from day one
Yama is built to integrate with banks, exchanges and licensed providers without introducing custody or funds-flow risk.
Funds remain under customer control at all times
Clear separation between customer, Yama and partners
Limits, approvals and velocity are built in
Licensed providers execute fund movement
| Responsibility | Customer | Yama | Regulated Partner |
|---|---|---|---|
| Owns funds |  |
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| Sets transaction policies | |
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| Enforces policy | |
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| Executes transfers | |
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| Licensing / rails | |
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*Yama does not hold customer funds or execute transfers independently.